Free & Independent — Updated for 2026
Clear guides, accurate calculators, and honest advice — with no jargon and no sales pitch. From stamp duty to solicitor fees, we cover the whole journey.
Most Popular Tool
Get an instant, accurate SDLT estimate for England & Northern Ireland. Updated for the April 2025 rate changes.
England & Northern Ireland · 2026 HMRC rates · Free & instant
Free Guides
Written in plain English by people who've been through it. No upselling, no jargon.
Get an instant, accurate SDLT breakdown including first-time buyer relief, additional property surcharge, and a band-by-band analysis.
From saving your deposit to getting the keys — everything you need to know about buying your first home in the UK, step by step.
LTV ratios explained, minimum deposits by lender type, how your deposit affects your mortgage rate, and how to save faster.
What is conveyancing, how long does it take, how much does it cost, and how to choose a solicitor or licensed conveyancer.
An honest look at shared ownership — the pros, the cons, the hidden costs, and whether it makes financial sense for your situation.
A complete, printable checklist covering every stage — from mortgage in principle to completion day — so nothing slips through the cracks.
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Budget Planning
Stamp duty is just the start. Here are all the costs first-time buyers often miss.